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  • Predictors of financial identity development in emerging adulthood

    Author(s)
    Bosch, LA
    Serido, J
    Card, NA
    Shim, S
    Barber, B
    Griffith University Author(s)
    Barber, Bonnie L.
    Year published
    2016
    Metadata
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    Abstract
    To explore how emerging adults grapple with the increasing demands of fiscal responsibility, the present study tests a model of identity formation in the domain of finance. We draw on Erikson’s theory of identity formation as operationalized by Marcia’s identity status model, which details four identity statuses: achieved, foreclosed, moratorium, and diffused. A sample of college students (N = 1,511) were surveyed at two time points: in their first (ages 18–21, T1) and fourth (ages 21–24, T2) years of college. Primarily, we find evidence for financial identity stability, although we found some evidence for financial identity ...
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    To explore how emerging adults grapple with the increasing demands of fiscal responsibility, the present study tests a model of identity formation in the domain of finance. We draw on Erikson’s theory of identity formation as operationalized by Marcia’s identity status model, which details four identity statuses: achieved, foreclosed, moratorium, and diffused. A sample of college students (N = 1,511) were surveyed at two time points: in their first (ages 18–21, T1) and fourth (ages 21–24, T2) years of college. Primarily, we find evidence for financial identity stability, although we found some evidence for financial identity regression from moratorium to foreclosed status. After controlling for T1 financial identity, T1 variables were most predictive of changes in T2 foreclosure: Increases in foreclosure were predicted by measures of perceived parental socioeconomic status, parental communication, financial education, and subjective norms at T1.
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    Journal Title
    Emerging Adulthood
    Volume
    4
    Issue
    6
    DOI
    https://doi.org/10.1177/2167696816631845
    Subject
    Psychology not elsewhere classified
    Publication URI
    http://hdl.handle.net/10072/171964
    Collection
    • Journal articles

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