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  • Living situation and perceived parental financial support as protective factors against financial strain among Australian university students

    Author(s)
    Watson, Stuart J
    Barber, Bonnie L
    Dziurawiec, Suzanne
    Griffith University Author(s)
    Barber, Bonnie L.
    Watson, Stuart
    Year published
    2016
    Metadata
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    Abstract
    Objective: This study examines how differences among young adults' residential arrangements and parental support are related to variation in university students' financial and psychological well‐being. Method: Six‐hundred four students completed an online survey about financial experiences and support, and well‐being. Students were split into four groups depending on their living situation and perceptions of adequate parental support. A multi‐groups approach tested test path differences among the groups. Results: Living at home with parents combined with perceiving lower parental financial support was associated with lower ...
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    Objective: This study examines how differences among young adults' residential arrangements and parental support are related to variation in university students' financial and psychological well‐being. Method: Six‐hundred four students completed an online survey about financial experiences and support, and well‐being. Students were split into four groups depending on their living situation and perceptions of adequate parental support. A multi‐groups approach tested test path differences among the groups. Results: Living at home with parents combined with perceiving lower parental financial support was associated with lower financial strain and higher psychological well‐being, compared with reporting higher financial support when living at home, and living out of home regardless of support (p < .001). For students living outside of the parental home and perceiving inadequate parental financial support, economising was most strongly associated with perceived financial strain (p < .05), which in turn most strongly predicted lower well‐being (p < .05). Conclusions: It is suggested that the non‐monetary assistance provided by remaining in the family home nullifies the protective benefits of perceiving adequate parental financial support; however, when living away from the parental home, perceiving adequate parental financial support can buffer negative effects of financial strain on well‐being.
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    Journal Title
    Australian Journal of Psychology
    Volume
    68
    Issue
    2
    DOI
    https://doi.org/10.1111/ajpy.12100
    Subject
    Psychology
    Other psychology not elsewhere classified
    Publication URI
    http://hdl.handle.net/10072/172874
    Collection
    • Journal articles

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