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  • The Role of Economizing and Financial Strain in Australian University Students' Psychological Well-Being

    Author(s)
    Watson, Stuart J
    Barber, Bonnie L
    Dziurawiec, Suzanne
    Griffith University Author(s)
    Barber, Bonnie L.
    Watson, Stuart
    Year published
    2015
    Metadata
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    Abstract
    University students have reported that they engage increasingly in more financial economizing behaviors to cope with limited resources, often to the detriment of their well-being. The objectives of this study were to investigate the mediating role of perceived financial strain between economizing behaviors and depressed mood and life satisfaction, and to compare this mediator model to the prevailing direct effects model currently reflected in the literature. Using structural equation modelling, latent-variable mediation analysis supported the notion that economizing behaviors significantly, but indirectly, predict greater ...
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    University students have reported that they engage increasingly in more financial economizing behaviors to cope with limited resources, often to the detriment of their well-being. The objectives of this study were to investigate the mediating role of perceived financial strain between economizing behaviors and depressed mood and life satisfaction, and to compare this mediator model to the prevailing direct effects model currently reflected in the literature. Using structural equation modelling, latent-variable mediation analysis supported the notion that economizing behaviors significantly, but indirectly, predict greater depressed mood and lower life satisfaction through perceived financial strain. When examined using non-hierarchical model comparison indices, the mediation model was a superior fit to the data, compared to the direct effects model.
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    Journal Title
    Journal of Family and Economic Issues
    Volume
    36
    Issue
    3
    DOI
    https://doi.org/10.1007/s10834-014-9404-5
    Subject
    Applied Economics not elsewhere classified
    Other Economics
    Banking, Finance and Investment
    Publication URI
    http://hdl.handle.net/10072/173476
    Collection
    • Journal articles

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