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dc.contributor.authorWilson, Thereseen_US
dc.date.accessioned2018-12-12T01:30:46Z
dc.date.available2018-12-12T01:30:46Z
dc.date.issued2018en_US
dc.identifier.issn2203-3114en_US
dc.identifier.urihttp://hdl.handle.net/10072/380241
dc.description.abstractLack of access to both basic credit and basic insurance products have been recognised as two key aspects of financial exclusion in Australia. The neoliberal, or economic liberal, approach to corporate regulation, focusing on profit maximisation, free markets, and limited regulatory intervention, has led to suboptimal social outcomes. This is because of the impacts of financial exclusion, and in this article an argument is made for requiring some profit sacrifice by banking and insurance corporations, to provide basic financial services — as essential services — in accordance with their corporate social responsibilities. The article considers regulatory reform to support such profit sacrifice.en_US
dc.description.peerreviewedYesen_US
dc.languageEnglishen_US
dc.publisherGriffith University ePressen_US
dc.publisher.urihttps://griffithlawjournal.org/index.php/gjlhd/article/view/1007/929en_US
dc.relation.ispartofpagefrom1en_US
dc.relation.ispartofpageto22en_US
dc.relation.ispartofissue1en_US
dc.relation.ispartofjournalGriffith Journal of Law & Human Dignityen_US
dc.relation.ispartofvolume6en_US
dc.subject.fieldofresearchCommercial and Contract Lawen_US
dc.subject.fieldofresearchcode180105en_US
dc.titleThe Private Provision of Essential Financial Services and the Corporate Social Responsibilities of Banks and Insurance Companiesen_US
dc.typeJournal articleen_US
dc.type.descriptionC1 - Peer Reviewed (HERDC)en_US
dc.type.codeC - Journal Articlesen_US
dcterms.licensehttps://creativecommons.org/licenses/by-nc/4.0/en_US
dc.description.versionPublisheden_US
gro.facultyArts, Education & Law Group, Griffith Law Schoolen_US
gro.rights.copyright© The Author(s) 2018. This is an Open Access article distributed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International (CC BY-NC 4.0) License (https://creativecommons.org/licenses/by-nc/4.0/) which permits unrestricted, non-commercial use, distribution and reproduction in any medium, providing that the work is properly cited.en_US
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