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dc.contributor.authorRowell, D
dc.contributor.authorNghiem, S
dc.contributor.authorConnelly, LB
dc.date.accessioned2022-04-07T01:47:57Z
dc.date.available2022-04-07T01:47:57Z
dc.date.issued2021
dc.identifier.issn1748-4995
dc.identifier.doi10.1017/S1748499521000191
dc.identifier.urihttp://hdl.handle.net/10072/413764
dc.description.abstractEx post moral hazard arises when the insured has an unobservable influence on the size of a loss after its occurrence. In automobile (property) insurance, ex post moral hazard could increase in the scope of the repairs and/or the value of the repairs. Both vehicle owners and auto repairers could gain from increasing the scope of repairs, while auto repairers would gain from an increase in the value of repairs. An analysis of 994 Australian road traffic crashes found that ex post moral hazard increased the value of repairs by 46.8 per cent of which 9 percentage points was explained by an increase in the scope of the repairs, which was defined as an increased from 2 to 2.4 parts per auto repair.
dc.description.peerreviewedYes
dc.languageen
dc.publisherCambridge University Press (CUP)
dc.relation.ispartofjournalAnnals of Actuarial Science
dc.subject.fieldofresearchInsurance studies
dc.subject.fieldofresearchcode350206
dc.titleEmpirical tests for ex post moral hazard in a market for automobile insurance
dc.typeJournal article
dc.type.descriptionC1 - Articles
dcterms.bibliographicCitationRowell, D; Nghiem, S; Connelly, LB, Empirical tests for ex post moral hazard in a market for automobile insurance, Annals of Actuarial Science, 2021
dc.date.updated2022-04-07T00:35:26Z
gro.description.notepublicThis publication has been entered as an advanced online version in Griffith Research Online.
gro.hasfulltextNo Full Text
gro.griffith.authorNghiem, Son H.


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