Show simple item record

dc.contributor.authorWilson, Thereseen_US
dc.date.accessioned2017-05-03T15:57:59Z
dc.date.available2017-05-03T15:57:59Z
dc.date.issued2012en_US
dc.date.modified2014-08-28T05:04:12Z
dc.identifier.issn01687034en_US
dc.identifier.doi10.1007/s10603-011-9182-5en_US
dc.identifier.urihttp://hdl.handle.net/10072/43944
dc.description.abstractThis article examines the role of social enterprises in providing fair services to vulnerable consumers, focusing on the vulnerability of low-income consumers to high-cost exploitative credit as a result of a lack of access to mainstream financial services. It will be argued that both the state and the corporate sector have a role to play in providing the means with which vulnerable consumers can overcome financial exclusion, through access to fair services. However, this cannot and should not be achieved through increased welfare provision or through reliance on corporate social responsibility initiatives alone. In rejecting solutions focused on increased welfare or voluntary corporate social responsibility initiatives, this article suggests that regulatory support for the development and growth of social enterprises, such as community development finance institutions, will most effectively give rise to a social framework in which vulnerability and unequal opportunity with respect to financial services is addressed.en_US
dc.description.peerreviewedYesen_US
dc.description.publicationstatusYesen_US
dc.format.extent159393 bytes
dc.format.mimetypeapplication/pdf
dc.languageEnglishen_US
dc.language.isoen_US
dc.publisherSpringeren_US
dc.publisher.placeNetherlandsen_US
dc.relation.ispartofstudentpublicationNen_US
dc.relation.ispartofpagefrom197en_US
dc.relation.ispartofpageto213en_US
dc.relation.ispartofissue2en_US
dc.relation.ispartofjournalJournal of Consumer Policy: consumer issues in law, economics and behavioral sciencesen_US
dc.relation.ispartofvolume35en_US
dc.rights.retentionNen_US
dc.subject.fieldofresearchLaw not elsewhere classifieden_US
dc.subject.fieldofresearchcode180199en_US
dc.titleSupporting Social Enterprises to Support Vulnerable Consumers: The Example of Community Development Finance Institutions and Financial Exclusionen_US
dc.typeJournal articleen_US
dc.type.descriptionC1 - Peer Reviewed (HERDC)en_US
dc.type.codeC - Journal Articlesen_US
gro.facultyArts, Education & Law Group, School of Lawen_US
gro.rights.copyrightCopyright 2011 Springer Netherlands. This is the author-manuscript version of this paper. Reproduced in accordance with the copyright policy of the publisher. The original publication is available at www.springerlink.comen_US
gro.date.issued2012
gro.hasfulltextFull Text


Files in this item

This item appears in the following Collection(s)

  • Journal articles
    Contains articles published by Griffith authors in scholarly journals.

Show simple item record