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dc.contributor.authorArora, Rashmien_US
dc.date.accessioned2017-05-03T15:46:29Z
dc.date.available2017-05-03T15:46:29Z
dc.date.issued2012en_US
dc.date.modified2013-06-28T02:30:59Z
dc.identifier.issn01436597en_US
dc.identifier.doi10.1080/01436597.2012.627256en_US
dc.identifier.urihttp://hdl.handle.net/10072/45881
dc.description.abstractThe Australian government as part of its aid programme allocates large funds to improve financial inclusion in developing countries. However, this does not take into account low educational levels in these countries. The existing literature on financial inclusion also treats the issue as mainly supply-centric and does not take cognisance of the fact that poor human development and high illiteracy levels in developing economies may prevent a large section of the population from benefitting from financial inclusion efforts, because of low awareness and comprehension of the financial services available. This study uses a detailed three-stage methodological approach to examine the relationship between financial development and human capital in 21 countries of developing Asia. The results show that a significant negative relationship exists between financial development proxied by M2/gdp and pupil:teacher ratios and a strong positive relationship exists between physical access to banks and expected years of schooling. Further, our financial development and educational development indices also show no clear pattern in the selected countries' financial and educational development.en_US
dc.description.peerreviewedYesen_US
dc.description.publicationstatusYesen_US
dc.format.extent471053 bytes
dc.format.mimetypeapplication/pdf
dc.languageEnglishen_US
dc.language.isoen_US
dc.publisherRoutledgeen_US
dc.publisher.placeUnited Kingdomen_US
dc.relation.ispartofstudentpublicationNen_US
dc.relation.ispartofpagefrom179en_US
dc.relation.ispartofpageto199en_US
dc.relation.ispartofissue1en_US
dc.relation.ispartofjournalThird World Quarterlyen_US
dc.relation.ispartofvolume33en_US
dc.rights.retentionYen_US
dc.subject.fieldofresearchEconomic Development and Growthen_US
dc.subject.fieldofresearchcode140202en_US
dc.titleFinancial Inclusion and Human Capital in Developing Asia: the Australian Connectionen_US
dc.typeJournal articleen_US
dc.type.descriptionC1 - Peer Reviewed (HERDC)en_US
dc.type.codeC - Journal Articlesen_US
gro.rights.copyrightCopyright 2011 Taylor & Francis. This is an electronic version of an article published in Third World Quarterly, Volume 33, Issue 1, 2012, pages 177-197. Third World Quarterly is available online at: http://www.tandfonline.com with the open URL of your article.en_US
gro.date.issued2012
gro.hasfulltextFull Text


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