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dc.contributor.authorElsakit, Omeren_US
dc.contributor.authorWorthington, Andrewen_US
dc.date.accessioned2017-05-03T15:44:31Z
dc.date.available2017-05-03T15:44:31Z
dc.date.issued2013en_US
dc.date.modified2013-12-02T23:58:58Z
dc.identifier.issn19169728en_US
dc.identifier.doi10.5539/ijef.v5n1p112en_US
dc.identifier.urihttp://hdl.handle.net/10072/54737
dc.description.abstractThere is no doubt that collecting and analysing information is the key element in the process of decision making. Lending decisions, taken by banks, are not exception. In order to ensure that lending decisions are serving banks' goals, the process of taking such decisions involves, inter alia, gathering and analysing information about the prospective and actual clients, who are seeking loans. Such information is mainly related to the financial performance of banks' clients. The recent trend of considering information other than financial one, particularly in developed countries, seems to be basically enforced, rather than promoted, by power of the law. This can be noted in the increasing interest of banks in environmental information, while social information is still, to some extent, far from the attention of such banks. Other factors, such as religious instructions are suggested to play a role in encouraging banks to consider social information. In the case of developing countries, social and environmental information alike seems to be out of banks attention due to many factors including the absence of related laws and the weakness of desire and capacity for enforcing such laws in case of their existence. This article tries to provide more explanation for these points.en_US
dc.description.peerreviewedYesen_US
dc.description.publicationstatusYesen_US
dc.format.extent163550 bytes
dc.format.mimetypeapplication/pdf
dc.languageEnglishen_US
dc.publisherCanadian Center of Science and Educationen_US
dc.publisher.placeCanadaen_US
dc.relation.ispartofstudentpublicationYen_US
dc.relation.ispartofpagefrom112en_US
dc.relation.ispartofpageto120en_US
dc.relation.ispartofissue1en_US
dc.relation.ispartofjournalInternational Journal of Economics and Financeen_US
dc.relation.ispartofvolume5en_US
dc.rights.retentionYen_US
dc.subject.fieldofresearchFinanceen_US
dc.subject.fieldofresearchcode150201en_US
dc.titleUsing Environmental and Social Information in Lending Decisionsen_US
dc.typeJournal articleen_US
dc.type.descriptionC1 - Peer Reviewed (HERDC)en_US
dc.type.codeC - Journal Articlesen_US
gro.facultyGriffith Business School, Department of Accounting, Finance and Economicsen_US
gro.rights.copyright© The Author(s) 2013. The attached file is reproduced here in accordance with the copyright policy of the publisher. For information about this journal please refer to the journal’s website or contact the authors.en_US
gro.date.issued2013
gro.hasfulltextFull Text
gro.griffith.authorElsakit, Omer
gro.griffith.authorWorthington, Andrew C.


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