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dc.contributor.authorLo, Alex
dc.date.accessioned2017-05-03T16:05:24Z
dc.date.available2017-05-03T16:05:24Z
dc.date.issued2013
dc.date.modified2014-01-31T04:07:26Z
dc.identifier.issn0959-3780
dc.identifier.doi10.1016/j.gloenvcha.2013.07.019
dc.identifier.urihttp://hdl.handle.net/10072/56316
dc.description.abstractFlood insurance plays an important role in climate adaptation by recovering insured losses in the event of catastrophic flooding. Voluntary adoption of flood insurance has been seen as a function of risk perception that is shaped by social norms. This paper attempts to clarify the relationship between these factors. It is based on a household survey conducted in the eastern cities of Australia and involving a total of 501 randomly selected residents. Results of a path analysis show that the likelihood of having flood insurance cover was associated with perceived social norms, but not perceived flood risk. In addition, perceived norms and risk were statistically related to each other. It is concluded that social norms played a mediating role between insuring decision and risk perception. Risk perception might influence the insuring decision indirectly through shaping perception of social norms. This implies that adaptive behaviour is not necessarily a function of risk perception, but an outcome of its impacts upon the ways in which the individuals situate themselves in their social circles or the society. There is a feedback process in which individual perceptions of risk manifest as both a cause and effect, shaping and being shaped by the socio-cultural context.
dc.description.peerreviewedYes
dc.description.publicationstatusYes
dc.languageEnglish
dc.publisherElsevier
dc.publisher.placeUnited Kingdom
dc.relation.ispartofstudentpublicationN
dc.relation.ispartofpagefrom1249
dc.relation.ispartofpageto1257
dc.relation.ispartofjournalGlobal Environmental Change
dc.relation.ispartofvolume23
dc.rights.retentionY
dc.subject.fieldofresearchHuman Geography not elsewhere classified
dc.subject.fieldofresearchcode160499
dc.titleThe role of social norms in climate adaptation: Mediating risk perception and flood insurance purchase
dc.typeJournal article
dc.type.descriptionC1 - Articles
dc.type.codeC - Journal Articles
gro.facultyGriffith Sciences, Griffith School of Environment
gro.date.issued2013
gro.hasfulltextNo Full Text
gro.griffith.authorLo, Alex


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