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dc.contributor.authorWorthington, AC
dc.date.accessioned2017-07-25T12:30:38Z
dc.date.available2017-07-25T12:30:38Z
dc.date.issued2013
dc.identifier.issn1363-0539
dc.identifier.doi10.1057/fsm.2013.18
dc.identifier.urihttp://hdl.handle.net/10072/58296
dc.description.abstractFinancial services markets require consumers to be more financially literate if they are to manage their finances effectively. Consequently, there have been an increasing number of attempts to measure financial literacy, as variously defined, and in response to observed deficiencies in financial literacy, an expanding number of financial literacy programmes implemented worldwide, not least in Australia. The purpose of this article is twofold. First, review the existing evidence on the level of financial literacy in Australia, along with the posited determinants and potential impacts on consumers and the marketing of financial services. Second, discuss the financial literacy programmes currently in place in Australia aimed at increasing the level of financial literacy across the population as a whole and in specific groups set in place by government, industry, community and workplace initiatives. The article includes brief critiques of the process of measuring, assessing and understanding financial literacy as it stands and the purpose, design and evaluation of the financial literacy programmes currently in place.
dc.description.peerreviewedYes
dc.description.publicationstatusYes
dc.format.extent439465 bytes
dc.format.mimetypeapplication/pdf
dc.languageEnglish
dc.language.isoeng
dc.publisherPalgrave Macmillan
dc.publisher.placeUnited Kingdom
dc.relation.ispartofstudentpublicationN
dc.relation.ispartofpagefrom227
dc.relation.ispartofpageto240
dc.relation.ispartofissue3
dc.relation.ispartofjournalJournal of Financial Services Marketing
dc.relation.ispartofvolume18
dc.rights.retentionY
dc.subject.fieldofresearchFinance
dc.subject.fieldofresearchMarketing
dc.subject.fieldofresearchcode150201
dc.subject.fieldofresearchcode1505
dc.titleFinancial Literacy and Financial Literacy Programmes in Australia
dc.typeJournal article
dc.type.descriptionC1 - Articles
dc.type.codeC - Journal Articles
gro.facultyGriffith Business School, Department of Accounting, Finance and Economics
gro.rights.copyright© 2013 Palgrave Macmillan. This is a post-peer-review, pre-copyedit version of an article published in Journal of Financial Services Marketing. The definitive publisher-authenticated version Journal of Financial Services Marketing, Vol.18 (3), pp.227-240 is available online at: http://dx.doi.org/10.1057/fsm.2013.18.
gro.date.issued2015-07-29T04:02:21Z
gro.hasfulltextFull Text
gro.griffith.authorWorthington, Andrew C.


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