Injury compensation schemes are vital pathways for rehabilitation and recovery after road trauma or workplace accidents, particularly for injured people with complex needs. Across Australia, personal injury compensation schemes, including for workers’ compensation and motor vehicle accident compensation, vary significantly in terms of entitlements and benefits. Furthermore, unfortunately the claims process can also be a health risk factor with current compensation research indicating that involvement in compensation claims processes is associated with poor physical and psychological health outcomes1,2,3. The evidence base pinpointing explanations for this link is sketchy and underdeveloped. Essentially, it shows associations of multiple factors in claimant outcomes and no clear indication of causal relationships.